What are Mutual Funds?
Mutual funds are professionally managed investment products that pool together money from many investors to buy a mix of different assets like stocks and bonds. There are different types of mutual funds that match your financial goals and risk profile.
Watch the short video below for a simple explanation:
How are mutual funds different from UITFs? Click here to learn more.
Why invest in mutual funds?
One of the best features of mutual funds is that you can start with a minimum investment of just ₱500 and gain access to a professionally managed portfolio.
This allows you to diversify your investments without the need to constantly monitor them, as professional fund managers handle everything for you.
Types of Funds
Click on each fund to jump to its corresponding section and explore the different features available.
Money Market Funds
Funds that invest in short-term time deposits, corporate bonds, and government securities.
Good for investors who want to build an emergency fund that earns better rates than traditional banks.
Bond Funds
Funds that invest in government and corporate bonds, which are loans where the issuer agrees to pay back the face value at a specific date.
Recommended for investors looking to reduce their portfolio risk while benefiting from higher interest rates.
Balanced Funds
Funds that invest in stocks and bonds with a roughly 50-50 mix, offering both income and capital growth with moderate to high risk.
Income-paying balanced funds would be great for investors seeking regular dividend payments and global exposure while being comfortable with short-term market fluctuations.
Equity Funds
Funds that invest in individual stocks or companies listed on the stock exchange with the main strategy of outperforming its target benchmark.
Ideal for investors looking for growth or capital appreciation, as these funds carry the highest risk with the potential for the highest returns.
Equity Index Funds
Fund that invest in large and well-known companies in the Philippines or globally, depending on the market index they track.
Recommended for investors aiming for long-term capital growth who are comfortable with a higher level of risk.
To learn more about mutual funds and UITFs and see all available funds in COL Fund Source, check out the COL Fund Source Guidebook:
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